Articles tagged 'health care'

Benefits, HR Management

How Far Can Employers Go In Mandating What Employees Eat?

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I’ve yet to talk with someone about employee wellness without hearing about how an employer allows — if not actually provides — donuts or cupcakes or something similar at meetings.

The underlying message is this: the employer can’t be very serious about wellness if they’re still offering such junk food regularly.

I don’t disagree, but how far is too far? The comments on a post about junk food-free workplaces suggests barring people from bringing in their own food is simply a bridge too far. Read more…

HR News & Trends

Four States That Snubbed Health Reform Gaining Jobs From It

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Four states that have snubbed the federal health law by defaulting to the federal government to build new online insurance marketplaces and not agreeing to expand Medicaid are getting new jobs at call centers that will help consumers understand their new coverage options this fall.

Up to 9,000 jobs are expected to be created at call centers to support the new federally run marketplaces. A Department of Health and Human Services spokeswoman said some of them will be added to existing Medicare call centers in Phoenix, Chester, Va., Lawrence, Kan., and Tampa, Fla.– all states with Republican leaders who oppose the law.

A fifth center in Coralville, Iowa and a sixth in Corbin, Ky., will also be expanded, she said. Plans are still being finalized for other locations, she said. Read more…

Benefits, HR News & Trends

Finally – Labor Dept. Sets Deadline to Tell Employees About State Exchanges

Health Care Reform

The U.S. Department of Labor just cleared up a piece of the ambiguity lurking in your health care reform communication strategy!

You may remember that the DOL delayed the original deadline to send employees notification of the state exchanges. Well, the timing is now set: By October 1, 2013, you must tell all your employees about the state health care exchanges.

They’ve crafted a model notice to work from. All the details are here. Read more…

Benefits

Health Perks For Executives May Trigger Penalties Under Obamacare

Barack Obama

Many executives have long enjoyed perks like free health care and better health benefits for themselves and their families. But under a little noticed anti-discrimination provision in the federal health law, such advantages could soon trigger fines of up to $500,000.

Employers “should be more concerned about this than anything else” in the law, because many are in violation and the penalties can be stiff, says Jay Starkman, chief executive of Engage PEO in St. Petersburg, Fla., which offers human resources services and advises clients on the health law.

The provision says that employers who offer more generous benefits to highly paid workers could face fines of $100 a day for every worker who doesn’t get the perks, up to $500,000. Read more…

Culture, Talent Management

Exercising Your Workplace Culture: Does Fitness Have a Place?

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What does wading through mud pits or running a grueling half-marathon sound like to you?

If you’re like a growing number of companies, the answer is “team bonding.”

Fitness events like mud runs, bike trips, and other sporting challenges are increasingly common in businesses of all sizes, as companies work to increase employee engagement through teamwork, while simultaneously promoting healthy lifestyles and wellness for their workers.

For some employees, however, participation is a luxury that’s far out of reach. What happens if other commitments, different abilities, or varied interests keep some of your team from participating? Is physical exercise the best way, or will it work to marginalize some of your staff? Read more…

Benefits, HR News & Trends

Aetna Cuts Predictions For First Year Enrollments Under Obamacare

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In a new sign that implementing the health law could take longer than expected, insurer Aetna said Tuesday it lowered the number of medical policies it expects to sell through online marketplaces that open for business in October.

“This is going to be a slow uptake,” Aetna CEO Mark Bertolini told investment analysts on a quarterly call to discuss financial results. “The process required to sign up, to get the subsidies, is going to take some time. And I think this is a two-year ramp to get the individual exchanges up to a level where customers are going to feel appropriate signing up. And so our estimates of what we believe … enrollment [will be] are dropping for the first year.”

He didn’t give a number, and insurers rarely disclose projections for specific business lines. But Aetna offered nothing to challenge perceptions that it will approach the Affordable Care Act’s subsidized marketplaces, also known as exchanges, with great deliberation. Read more…

Benefits, HR News & Trends

Despite Glitches, President Says That Obamacare is “Pretty Much Already in Place”

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President Barack Obama said Tuesday he expected some “glitches and bumps” in the road to full implementation of his health care law.

“That’s pretty much true of every government program that’s ever been set up,” Obama said. “We’ve got a great team in place, we are pushing very hard to make sure that we’re hitting all the deadlines and the benchmarks.”

During the White House news conference, Obama also said the law is “pretty much already in place” for 85 percent to 90 percent of Americans who have health insurance. For those people, the law has made it possible for many adult children up to age 26 to stay on a parent’s health insurance plan and improved coverage of preventive health care services, he said. Read more…

Benefits, HR Management

Health Risk Assessments: CVS Takes a Smart Step on the Road to Wellness

CVS EARNS

By now you’ve probably heard about CVS pharmacy asking its employees to have their doctor complete a voluntary health screening (Health Risk Assessment) by May 2014 or they’ll be required to pay an additional $50 a month for their group health insurance.

Of course, many sources have blown this up by saying that CVS wants to get their hot little hands on employees’ health information so they can start firing unhealthy people.

This is an excellent example of how much the media doesn’t know about group health care by portraying CVS like the big, bad wolf. I’ve already written about this topic, and if you speak with any insurance broker, they’ll tell you that the process of adding a voluntary Health Risk Assessment to a group health plan isn’t new. Nor is this an evil plot by CVS to ransack employee health records so they can fire sick people. Read more…

Benefits, HR News & Trends

The Health Insurance Exchange Shuffle: What You Need to Know

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There is no doubt about it — the health care reform smorgasbord choices requiring employer attention are growing.

Our clients report that some are easier to digest than others. The key provisions of the Affordable Care Act – the health insurance coverage mandates, large employer coverage requirements, health insurance exchanges, guaranteed issue and renewability, pre-existing condition exclusions, insurance premium restrictions, nondiscrimination rules, annual limits, waiting periods, limits on cost-sharing, wellness programs, tax credits — are set for implementation in 2014.

Our clients, including our broker-partners and employers, are working hard to understand the provisions of the health reform law in order to provide the best possible benefits solutions and comply with all of the law’s requirements. Read more…

Benefits, HR Management

The Workplace Ethics of Not Hiring Tobacco Users

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As more employers consider how to reduce the percentage of tobacco users in their workforces, one policy in particular has raised eyebrows and hackles more than others: No-hire tobacco policies.

Today, it’s mostly health care systems implementing these policies barring the hiring of tobacco users. They easily argue the importance of employing a workforce that boldly and uniformly stands for healthy lifestyle habits.

On the surface, it’s hard not to agree with the policy. And since health workers are the least healthy among us, perhaps we should consider this a laudable stand by their employers. But once you burrow into the ethical considerations, you may discover what a complex, divisive issue this is. Read more…