Articles tagged 'health care'

HR News & Trends, Legal Issues

What Do You Do When an Employee Says They’re Quarantined With Ebola?

Time-Magazine-Stopping-Ebola

By Eric B. Meyer

Five minutes ago, after taking the obligatory selfies and between games of Candy Crush, one of your employees texted from an Ebola quarantine tent to alert you that she will be out of work for 21 days while under observation for Ebola.

As an employer, what are your obligations? What workplace laws are implicated?

And of course, because half of you are thinking it, can you just fire her? Read more…

Benefits, HR News & Trends

What You and Your Business Need to Know About Obamacare, Year 2

health care reform

For business owners, two things in life are certain: taxes and rising health care costs. The two become nearly interchangeable when new IRS Health Care Reporting requirements go into effect, starting in 2016.

Under the Affordable Care Act (ACA), large employers (or those employing more than 50 full-time workers) face penalties if they fail to offer minimal coverage to employees. Prior to the Affordable Care Act, health insurance decisions were largely up to the individual business.

Beginning in 2016, large employers must report very specific information to the IRS to remain compliant, and the IRS has recently issued draft copies of the health care coverage forms. Read more…

HR Management, HR News & Trends

The Ebola Scare: 10 Workplace Issues HR Should Be Ready For

Ebola This Week

You might initially think that Ebola is only a medical issue, but corporate leaders, HR, and recruiting professionals should realize that any Ebola-related panic and anxiety will also negatively impact an organization’s employees and candidates.

Take a moment to visualize this possible scenario where during the upcoming flu season employees will irrationally stress, panic, and avoid other employees and customers who appear to be even slightly symptomatic. Envision an HR function that will be bombarded with questions and concerns about sick leave, medical benefits, and a variety of Ebola related issues. Read more…

HR Insights, HR Management

Ebola Crisis Plan? Here’s What HR Should Do If They Get Asked About It

businessweek-ebola-cover

Wait for it…

Any minute now some executive is going to come into your office and ask “you” what you’re doing about this Ebola outbreak!

I’m not trying to slight the importance and the tragedy that disease is creating in West Africa, because it’s horrific. But our American media is bringing this to hysteria levels in the States (see video below)! As of this writing, there are three (3) confirmed cases of Ebola in the U.S. and one death. Read more…

Benefits, HR News & Trends

Costs Are Rising (Even If Premiums Aren’t) For 2015 Health Care

Photo illustration by istockphoto.com

Fall is enrollment season for many people who get insurance through their workplace.

Premium increases for 2015 plans are expected to be modest on average, but the shift toward higher out-of-pocket costs overall for consumers will continue as employers try to keep a lid on their costs and incorporate health law changes.

Experts anticipate that premiums will rise a modest 4 percent in 2015, on average, slightly higher than last year but lower than typical recent increases. Read more…

HR News & Trends

Staying Calm and Prepared for Potential Workplace Ebola Issues

Ebola

By Howard Mavity

I remember the near hysteria and the lack of clear workplace and public health guidance when I began receiving questions about responding to AIDS in the workplace in 1984. If you have forgotten how people reacted, watch the excellent Dallas Buyers Club.

We’re in a similar situation with Ebola. Read more…

Benefits, HR News & Trends

Study: Minimal Savings For Employers Who Cap Medical Payments

healthcare-dollars

In an effort to slow health care spending, more employers are looking at capping what they pay for certain procedures — like joint replacements — and requiring insured workers who choose hospitals or medical facilities that exceed the cap to pay the difference themselves.

But a study released Thursday finds employers might be disappointed with the overall savings. While the idea, known as “reference pricing,” does highlight the huge variation in what hospitals and other medical providers charge for the same services, the report says, it does little to lower overall health care spending. Read more…

Talent Management

A Culture of Health and Well-Being Can Drive Employee Engagement, Too

6_tips_for_wellness

Employee engagement is all the rage these days.

It should be, considering that only 13 percent of employees feel engaged by the work they do, and that low engagement leads to high turnover, which can cost companies up to 150 percent of an employee’s salary.

But with so many factors involved in employee engagement – job satisfaction, stress, work-life balance, purpose, relationships, physical and emotional well-being – it can be tough to achieve. CEOs and HR leaders at leading organizations are learning a focus on employee well-being impacts most factors critical for employee engagement. Read more…

Benefits, HR News & Trends

Growing Debate Over Employer Health Plans With No Hospital Benefits

obamacare calculator 300

Lance Shnider is confident Obamacare regulators knew exactly what they were doing when they created an online calculator that gives a green light to new employer coverage without hospital benefits.

“There’s not a glitch in this system,” said Shnider, president of Voluntary Benefits Agency, a Ohio firm working with some 100 employers to implement such plans. “This is the way the calculator was designed.”

Timothy Jost is pretty sure the whole thing was a mistake. Read more…

Benefits, HR News & Trends

Software Flaw Lets Employers Offer Health Plans Without Hospital Benefits

obamacare calculator 300

A flaw in the federal calculator for certifying that insurance meets the health law’s toughest standard is leading dozens of large employers to offer plans that lack basic benefits such as hospitalization coverage, according to brokers and consultants.

The calculator appears to allow companies enrolling workers for 2015 to offer inexpensive, substandard medical insurance while avoiding the Affordable Care Act’s penalties, consumer advocates say.

Insurance pros are also surprised such plans are permitted. Read more…