Articles tagged 'health care'

HR Management, HR News & Trends

The Ebola Scare: 10 Workplace Issues HR Should Be Ready For

Ebola This Week

You might initially think that Ebola is only a medical issue, but corporate leaders, HR, and recruiting professionals should realize that any Ebola-related panic and anxiety will also negatively impact an organization’s employees and candidates.

Take a moment to visualize this possible scenario where during the upcoming flu season employees will irrationally stress, panic, and avoid other employees and customers who appear to be even slightly symptomatic. Envision an HR function that will be bombarded with questions and concerns about sick leave, medical benefits, and a variety of Ebola related issues. Read more…

HR Insights, HR Management

Ebola Crisis Plan? Here’s What HR Should Do If They Get Asked About It

businessweek-ebola-cover

Wait for it…

Any minute now some executive is going to come into your office and ask “you” what you’re doing about this Ebola outbreak!

I’m not trying to slight the importance and the tragedy that disease is creating in West Africa, because it’s horrific. But our American media is bringing this to hysteria levels in the States (see video below)! As of this writing, there are three (3) confirmed cases of Ebola in the U.S. and one death. Read more…

Benefits, HR News & Trends

Costs Are Rising (Even If Premiums Aren’t) For 2015 Health Care

Photo illustration by istockphoto.com

Fall is enrollment season for many people who get insurance through their workplace.

Premium increases for 2015 plans are expected to be modest on average, but the shift toward higher out-of-pocket costs overall for consumers will continue as employers try to keep a lid on their costs and incorporate health law changes.

Experts anticipate that premiums will rise a modest 4 percent in 2015, on average, slightly higher than last year but lower than typical recent increases. Read more…

HR News & Trends

Staying Calm and Prepared for Potential Workplace Ebola Issues

Ebola

By Howard Mavity

I remember the near hysteria and the lack of clear workplace and public health guidance when I began receiving questions about responding to AIDS in the workplace in 1984. If you have forgotten how people reacted, watch the excellent Dallas Buyers Club.

We’re in a similar situation with Ebola. Read more…

Benefits, HR News & Trends

Study: Minimal Savings For Employers Who Cap Medical Payments

healthcare-dollars

In an effort to slow health care spending, more employers are looking at capping what they pay for certain procedures — like joint replacements — and requiring insured workers who choose hospitals or medical facilities that exceed the cap to pay the difference themselves.

But a study released Thursday finds employers might be disappointed with the overall savings. While the idea, known as “reference pricing,” does highlight the huge variation in what hospitals and other medical providers charge for the same services, the report says, it does little to lower overall health care spending. Read more…

Talent Management

A Culture of Health and Well-Being Can Drive Employee Engagement, Too

6_tips_for_wellness

Employee engagement is all the rage these days.

It should be, considering that only 13 percent of employees feel engaged by the work they do, and that low engagement leads to high turnover, which can cost companies up to 150 percent of an employee’s salary.

But with so many factors involved in employee engagement – job satisfaction, stress, work-life balance, purpose, relationships, physical and emotional well-being – it can be tough to achieve. CEOs and HR leaders at leading organizations are learning a focus on employee well-being impacts most factors critical for employee engagement. Read more…

Benefits, HR News & Trends

Growing Debate Over Employer Health Plans With No Hospital Benefits

obamacare calculator 300

Lance Shnider is confident Obamacare regulators knew exactly what they were doing when they created an online calculator that gives a green light to new employer coverage without hospital benefits.

“There’s not a glitch in this system,” said Shnider, president of Voluntary Benefits Agency, a Ohio firm working with some 100 employers to implement such plans. “This is the way the calculator was designed.”

Timothy Jost is pretty sure the whole thing was a mistake. Read more…

Benefits, HR News & Trends

Software Flaw Lets Employers Offer Health Plans Without Hospital Benefits

obamacare calculator 300

A flaw in the federal calculator for certifying that insurance meets the health law’s toughest standard is leading dozens of large employers to offer plans that lack basic benefits such as hospitalization coverage, according to brokers and consultants.

The calculator appears to allow companies enrolling workers for 2015 to offer inexpensive, substandard medical insurance while avoiding the Affordable Care Act’s penalties, consumer advocates say.

Insurance pros are also surprised such plans are permitted. Read more…

Benefits, HR News & Trends

Premiums For Job-Based Health Insurance Rose 3% This Year

123RF Stock Photo

Premiums for job-based insurance rose modestly for the third consecutive year, reflecting slowed spending, even as key elements of the federal health care law went into effect.

Family premiums rose 3 percent in 2014, one of the lowest increases tracked since the Kaiser Family Foundation and the Health Research & Educational Trust began surveying employers in 1999. (Kaiser Health News is an editorially independent program of the foundation.)

Nonetheless, the cost of the average family plan rose to $16,834 annually, according to the survey of more than 2,000 employers nationwide. Read more…

Benefits, HR News & Trends, Legal Issues

California Repeals 60-Day Waiting Period on Health Insurance

123RF Stock Photo

By Sara Richland

Under the Patient Protection and Affordable Care Act, a “waiting period” is defined as the period that must pass before coverage for an individual who is otherwise eligible to enroll under the terms of a group health plan can become effective.

The ACA prohibits group health plans and group health insurance issuers from imposing a waiting period that exceeds 90 days after an employee is otherwise eligible for health coverage.

Generally, an individual is “eligible” to enroll in a health plan if he or she has met the plan’s substantive eligibility conditions, such as being in an eligible job classification, earning a certain level of commission, or satisfying a reasonable and bona fide employment-based orientation period. Read more…