Your workplace wellness campaign may be missing a huge opportunity. And it’s all because of how you define the word “wellness.” Or rather, how you don’t … Read more
Sharing the 7 Habits of Confident Retirees With Your Workforce
From the thousands and thousands of pre-retirees I’ve talked to over the past decade, two consistant comments I hear over and over again are “I wish I’d … Read more
Weekly Wrap: IBM’s 401(k) Change? Just Another Reason to be Disengaged
When a company like IBM makes a big, ground-breaking employee benefits change, a lot of people sit up and notice. That’s why The Wall Street Journal … Read more
IRS Announces What Employees May Contribute to Retirement in 2013
The IRS has perfectly timed the announcement of the 2013 pension limitations during National Save 4 Retirement Week, which ends this Saturday. Notice … Read more
How Much Should Employees Have Saved Up For Retirement So Far?
I’ve just come off of a three-week road trip, where I zig-zagged across the western half of the U.S., speaking to a variety of workforces on planning for … Read more
Employment Law Basics: The Employee Retirement Income Security Act
Employment laws can be confusing and downright scary. They don’t have to be. As a public service, from now until my special Halloween webinar Answers to … Read more
401 (K)rash – 6 Essentials For Your Employees’ Financial Health
Are you ready for a harsh dose of reality? At their current rate of savings, most of your employees will be unable to retire comfortably and independently … Read more
Are Your Employees Falling For These Social Security Myths?
Last week I hit the road to conduct retirement planning sessions for a couple of mid-sized companies up in New England, and many of the attendees had some … Read more
Would Employees Pay for One-on-One Financial Guidance in the Workplace?
As financial wellness becomes more of a common component to workplace wellness programs, many smaller employers are considering the cost sharing aspect of … Read more
Do Employees Have A False Sense of Security About Their Finances?
As we move farther away from the height of the Great Recession, many employees appear to have put it behind them, since we are seeing stress levels due to … Read more
Target Date Funds: What Employees Don’t Know Might Hurt Them
Some of the most common questions that I’ve been receiving from employees during recent retirement planning workshops relate to confusion around the proper … Read more
Why You Need to Talk to Employees About Their Retirement Security
I recently spoke to an employee who had decided, at age 54, that it was time to start focusing on retirement. Her goal was to retire at age 65, and she was … Read more
With IRA Deadline Looming, Do Employees Know How They Can Save?
The IRS has given us two extra days to file this year due to April 15 falling on a Sunday and the recognition of Emancipation Day on April 16. This also … Read more
What You Need to Start Disclosing to Employees About 401(k) Fees
Hello new 401(k) notices! As if the new disclosures required under health care reform weren’t enough to juggle this summer, you need to wrap your head … Read more
Survey: Workers Are Willing to Trade Pay For a More Secure Retirement
With so many Baby Boomers facing retirement — and with so many feeling they need to keep working because they can’t afford to do it — … Read more
Hitting the Lottery: It’s Not the Answer to Your Employees’ Retirement
We can’t all win the lottery next week, but amazingly, 21 percent of Americans — 38 percent of those with incomes below $25,000 — think that winning the … Read more
More Proof Why Workers Don’t Necessarily Need to Retire at Age 65
I read a wonderful story last week about the longest serving nurse in Michigan, Dorthe Canty, who is retiring at the ripe old age of 89! Having worked in a … Read more
The Roth 401(k)? Helping Employees Look Into That Crystal Ball
Will you be in a higher or lower tax bracket when you retire? This is the typical question asked of employees when they are faced with the decision to … Read more
The Impact Financial Stress Has on Employees and Workplace Productivity
Stress is a part of life and isn’t necessarily a good or bad thing. Personally, I prefer less stress. But, in small doses stress can help us perform better … Read more
The Ugly Little Secret About 401(k) Fee Disclosures
If you’re an HR leader who believes that continuing to earn and strengthen the trust employees have in the organization’s leaders is essential to the … Read more